Times are pretty tricky, and a few people realize that they are paying out more than they can afford on their home. As the home market has gone thru tricky times, many folks are endeavoring to refinance their mortgage. Refinancing in several cases can help you in reducing your payment and your IRs. If you'd like great rates, here are a couple of things to remember. Mortgage IRs are only part of the equation. You want to compare discount points as well IRs.
