Rationalisation of Schemes- (i The maturity period for Monthly Income Scheme (MIS) and National Savings Certificate (NSC) will be reduced from 6 years to 5 years. (ii) A new NSC instrument, with maturity period of 10 years, would be introduced. (iii) Kisan Vikas Patras (KVPs) will be discontinued. (iv) The annual ceiling on investment under Public Provident Fund (PPF) Scheme will be increased from Rs. 70,000 to Rs. 1 lakh.