808bay home loans specializes in Hawaii VA loans. Interest rates are at an all time low and now is the time to refinance or buy a new home. 808bay home loans specializes in Hawaii VA loans. Interest rates are at an all time low and now is the time to refinance or buy a new home. 808bay home loans specializes in Hawaii VA loans. Interest rates are at an all time low and now is the time to refinance or buy a new home.