Xmas has come and gone and a lot of us find ourselves the happy recipients of home depot gift card balance. Let us face it, they are simple to purchase as you see them pretty much every where - hanging from the funds registers at WalMart, Home Website as well as Macy's.
Will you use a credit card? Do you know how much credit you might have total? Have you any idea simply how much additional credit you have available to you? When you are not able to answer these second two questions, then maybe you are not using credit responsibly, in fact it is time to learn more!
