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The above-stated figures are only the maximum loan amount that the student can borrow under the Direct Loan Program, for subsidized and unsubsidized loans.
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Unlike the Stafford loans, PLUS loans also depend on a credit check; however, if the student's parents are not eligible for a PLUS loan, this raises the limit on how much the student can borrow in unsubsidized Stafford loans. You can let the other person think that it is a loan.
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